What we fix · Storm & Hurricane Damage
Storm and Hurricane Roof Damage
After a named storm, two things happen at once: every roofer in the county is booked, and every driveway in the county gets a knock from someone who was not here last week. The pressure to decide quickly is exactly when bad decisions get made.
Photographs and a written scope. If the honest answer is that it can wait another season, you will get that answer.
67
Florida counties we are licensed to build in
HVHZ
Miami-Dade and Broward product approval, done properly
GC
A general contractor, so the structure below is our problem too
25%
The code rule that decides repair vs. replace
The problem
Why this goes wrong
The damage that matters is frequently not the damage you can see. A roof can lose its attachment without losing a single tile — uplift breaks the bond and the fasteners without displacing anything visible. Meanwhile, the obvious missing tiles may be trivial. Only a proper assessment separates the two, and that assessment is also what your insurer will want.
Recognise it
What it looks like
Drawn rather than photographed, so each one shows the mechanism instead of one particular roof.
Uplift without visible loss
Wind can break the bond and the fasteners without moving the tile. The roof looks intact from the street and is no longer attached.
New stains after a storm
A stain that appeared after the event and not before is one of the more persuasive pieces of evidence for a claim.
From the ground
Signs to look for
- Missing, slipped or cracked tiles and shingles after a wind event.
- Debris impact marks, particularly from a neighbour's roof.
- New interior stains after a storm that were not there before.
- Lifted ridge or hip caps.
- Soffit or fascia damage, which often indicates uplift.
Scope
What we actually do
- 01Emergency dry-in first, if the roof is open. Stopping water beats documenting it.
- 02Full photographic record, dated, before any repair covers evidence.
- 03Damage described in terms your adjuster will recognise.
- 04An honest read on whether this is a claim or a repair you should just pay for.
- 05Scope and code path, including whether the 25% rule is triggered.
- 06Coordination with your adjuster if you choose to file.
Worth knowing
Document before you repair, but do not let documentation delay a dry-in. Photographs of a tarped roof plus photographs of the damage before tarping are what a carrier needs. And be careful about who you sign with in the first week — a contract signed on a doorstep during a power cut is still a contract.
FAQ
Common questions
- How long do I have to file after a storm?
- Florida law now requires notice of a new or reopened claim within one year of the date of loss, and a supplemental claim within eighteen months. These windows were shortened in 2022 — do not rely on older advice.
- Should I sign with the first company that knocks?
- No. Check the licence, check the address, and be wary of anyone asking you to sign an assignment of benefits under pressure in the days after a storm.
- Will you tarp my roof?
- Where we can reach you, yes. After a major storm we will be honest about the queue rather than promising a time we cannot make.
- Does missing one tile mean a claim?
- Usually not. A single displaced tile is often below any sensible deductible, and a claim below your deductible costs you more than it recovers.
Areas served
Where we work
HVHZ
Fort Lauderdale
Our home city, and a genuine mix: barrel tile on the mainland, flat and low-slope on the mid-century houses near Victoria Park, and metal appearing steadily on the newer waterfront builds. Broward is HVHZ, so every product on your roof needs a Miami-Dade Notice of Acceptance.
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HVHZ
Wilton Manors
Compact lots and a large stock of 1950s and 1960s single-storey houses, which in practice means low-slope and shallow-pitch roofs rather than tile. Those roofs rely on membrane and flashing detail, so the failures here look different from the tile failures a mile east.
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HVHZ
Oakland Park
A lot of housing built either side of 1970, now reaching the point where an original underlayment has certainly been replaced once and may be due again. HVHZ rules apply, and Oakland Park permitting is generally straightforward compared with the barrier-island municipalities.
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HVHZ
Pompano Beach
Two different roofing markets in one city: older single-family inland, and a wave of oceanfront towers built in the last decade. The beachfront work is almost entirely low-slope with heavy salt exposure, which shortens the life of fasteners and terminations well before the membrane.
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HVHZ
Lighthouse Point
Canal-front houses with long-tenured owners, which is exactly the profile where a tile roof has looked fine for twenty-five years while the underlayment quietly reached the end of its life. Salt air on the canals is hard on exposed fasteners and metal trim.
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HVHZ
Deerfield Beach
The northern edge of Broward, and the last city before the HVHZ boundary — cross into Palm Beach County a mile north and the product approval rules change entirely. Large stock of 1970s and 1980s condominium with low-slope roofs held in common by the association.
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Next step
Find out what is actually wrong with it.
An inspection, photographs of what we found, and a written scope. If the honest answer is that it can wait another season, that is the answer you will get.